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Funeral insurance and Repatriation
Seguro de decesos. The sad name of insurance reflects the inevitability of this phenomenon in any country. The insurance covers the cost of funeral services. In Spain, as in many other countries, they are quite expensive. Seguro de decesos also covers legal services. This includes consultations, assistance to the relatives of the deceased, who are faced with the need to draw up documents and certificates (in the future they are needed when applying for pensions, inheritance, etc.).
If necessary, the insurance covers psychological assistance to the relatives of the deceased (otherwise, the coverage is included in the Life Insurance policy - Seguro de vida). The cost of insurance is influenced by factors such as the age of the insured and the options chosen: cremation, burial, repatriation.
As a rule, it is not high enough and is paid once a year. The advantage of this system is the fact that the policy works in full from the first day and it guarantees the provision of a full range of services.